We are looking for an experienced Credit Risk Officer to join a team in Stuttgart. In this role, you will manage and oversee credit risk, ensuring compliance with regulatory standards and providing expert risk assessments.
Key Responsibilities:
- Act as the central contact for credit risk, focusing on qualitative assessments.
- Monitor credit risk areas, including IFRS9, Basel regulations, and credit processes, using various controls and tools.
- Perform second-line controls and collaborate on control plans with relevant departments.
- Manage RAF/RS indicators and other key reporting thresholds.
- Oversee credit risks within ICAAP, define methodologies, and monitor quarterly calculations.
- Design and implement control measures according to the Internal Control System (ICS).
- Participate in committees, offering insights on credit risk.
- Prepare risk opinions for traders and contribute to credit policy development.
Qualifications:
- Degree in Economics, Industrial Engineering, (Business) Mathematics, or related field, or equivalent experience.
- Strong knowledge of credit risk regulations (ICAAP, MaRisk, Basel, CRR, CRD, EBA).
- Excellent communication skills, organizational talent, and ability to work independently.
- Proficiency in German (excellent) and English (very good).
